Terms of Service

Agreement to Terms

By accessing or using Rocky Mountain Reserve's ("RMR") benefits management platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Services

RMR provides benefits management services including:

• Health Savings Account (HSA) management
• Flexible Spending Account (FSA) administration
• Benefits reimbursement processing
• Account access and online management tools

Account Registration

To use our services, you must:

• Be at least 18 years of age
• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of unauthorized access
• Be eligible for benefits through your employer

User Responsibilities

You agree to:

• Use the services only for legitimate purposes
• Not attempt to circumvent security measures
• Not share your account credentials with others
• Provide accurate information for claims and reimbursements
• Comply with all applicable laws and regulations

Prohibited Activities

You may not:

• Submit false or fraudulent claims
• Use another person's account without authorization
• Interfere with or disrupt our services
• Attempt to gain unauthorized access to our systems
• Use the services for any illegal purpose

Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using our services, you consent to our data practices as described in the Privacy Policy.

Intellectual Property

All content, features, and functionality of the RMR platform are owned by Rocky Mountain Reserve and are protected by intellectual property laws. You may not reproduce, modify, or distribute our content without prior written consent.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee uninterrupted or error-free operation of the platform.

Limitation of Liability

To the maximum extent permitted by law, RMR shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Indemnification

You agree to indemnify and hold harmless Rocky Mountain Reserve from any claims arising from your use of the services or violation of these terms.

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, with or without notice.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved in the courts of appropriate jurisdiction.

Changes to Terms

We may modify these terms at any time. Continued use of our services after changes constitutes acceptance of the new terms. We will notify users of significant changes via email or on our platform.

Contact Information

For questions about these Terms of Service, please contact us at: